Air Conditioning Units in Florida
Air conditioner leaks can be triggered by several factors such as:
- Frozen evaporator coils
- Clogged drain line
- Broken condensation pumps
- Cracked drain pans
- Other factors
Homeowners may face a variety of issues with their air conditioning units depending on the unit age, weather, usage, and more.
Water damage from an AC leak can cause substantial damage to your property including damaged appliances, walls, and floors. If you find yourself in this situation, review your insurance policy to find out if you are covered.
Under the HO-3 policy, “named perils” are the causes of damage. If your air conditioning unit starts leaking due to any of these perils, in most cases, you are covered by the policy.
CAUSES OF AC UNIT LEAKS THAT QUALIFIES YOU FOR A CLAIM
There are several causes of air conditioning unit leak and some of these could make you eligible for a claim. Examples are:
- Malfunctioning of the AC unit: If the air conditioning unit is damaged by an inferno or lightning strikes the insurance company will be responsible for the damages.
- Damages caused by falling objects: Damages caused by a tree fall would also be covered as it has a clause for falling objects.
- Vandalism: If your AC unit is vandalized, you need to provide a police report to buttress your points.
Your insurance company does not cover the actual AC unit in the event of a leak. However, they may be responsible for the damage repair expenses caused by the leak.
Florida Century Public Adjusters AC Unit Leak Damage Claims
Filing a damage claim with the insurance company can be a complicated and grueling process. When dealing with insurance companies, you are at risk of receiving a lower compensation than you deserve to offset the damages.
Our job is to properly assess your property, find the root of the problem that caused the damages, file a claim, and meet with the insurance company on your behalf as quickly as possible to assure you receive appropriate compensation.
If you’ve suffered property damages due to an AC Unit leak, contact Century Public Adjusters now.