Residential Property Claims

Home insurance claim help in South Florida

Damage to your home interrupts everyday life. Century Public Adjusters helps homeowners document property damage, organize claim records and communicate with their insurance company. Family-owned and serving Florida since 2002, our team works with property owners throughout Miami-Dade, Broward and Palm Beach.

Help with the damage you can see—and the questions that follow

A roof leak, plumbing failure or fire can affect several parts of a home. We review the damage information and available policy documents to help explain the scope of your claim. Coverage and payment depend on your policy and the circumstances of the loss.

• Water damage affecting walls, floors, cabinets and other interior finishes.
• Roof damage and associated interior damage.
• Hurricane and wind damage to the building and property.
• Fire and smoke damage requiring organized building and contents records.
• Mold-related claims, subject to the cause of damage and policy limitations.

What our team does

1. Listen and review: discuss what happened, the property location and your claim status.
2. Inspect and document: organize observations, photographs and available repair information.
3. Communicate: assist with claim documentation and discussions with your insurer within the scope of our representation.

Already filed a claim?

Bring the claim number, estimate, payment information and any decision letters. We can discuss a denied claim or an estimate that may not reflect the documented damage. Available options depend on the facts, policy terms and applicable deadlines.

What to bring to your first conversation

Your property address, insurer name, a brief damage timeline and any photos or documents you already have are a useful start. You do not need to have every record organized before contacting us.