Hailstorms have been identified as a high-priority risk that has caused billions of dollars of damage annually. Based on the statistics released by the NOAA Annual Severe Weather Report Summary for 2019, there are over 5,000 storms with large hail. Between March and July, hail is responsible for crop destruction and damages to vehicles and roofing across the United States.
Your place of business or your home is at risk of being damaged by hail. In the majority of states, hail damage is covered by traditional home insurance nevertheless it is important to read over your policies to make sure you are covered.
After a hailstorm, make sure to check your roof for any damages keeping in mind that some of them may not be visible to an unprofessional eye.
Since hail does not have a predictable pattern, some houses on the same street may have less damage than others. Some initial signs that your roof may need to be evaluated by a professional are:
If you recently experienced a hailstorm, there are several actions you need to take to be protected:
Generally, you have two years from the time of the incident to submit a claim, but it is recommended to contact your insurance as soon as possible.
The damages to your roof after a hailstorm are influenced by several factors such as:
One of the most common issues that arise while working with an insurance company is whether the damaged roof will be replaced entirely or will a partial repair be offered. Additionally, the insurance adjuster might apply depreciation to your roof and without a professional on your side, this deal may not always be fair for you.
As a resident or business owner in Florida, it is important to contact a roofing professional after a hailstorm to assure that any damages to your roof are repaired to prevent further deterioration. This contractor should be competent, licensed, and possess the required certificates and proof of insurance.
We have earned an enviable reputation for ourselves in Florida as we have a team of experts that can identify hail damage and advise you appropriately. At Century Public Adjusters, we have a thorough understanding of the entire roofing system. Contact us now.
Let’s start your claim today!
Understand “The Insurance Claim Process” with Century Public Adjusters. We’ll assist you all the way through the claim till you get your correct cash award settlement.
In the case where a claim might have already been denied it is no problem to reopen the case and request a reevaluation of the factors and policy terms.
In a case where the insurance company has come up with too low an initial offer than expected, Century Public Adjusters will file for a reappraisal of the claim.
