Hail Damage in Central Florida
Hailstorms have been identified as a high-priority risk that has caused billions of dollars of damage annually. Based on the statistics released by the NOAA Annual Severe Weather Report Summary for 2019, there are over 5,000 storms with large hail. Between March and July, hail is responsible for crop destruction and damages to vehicles and roofing across the United States.
Hail Damage Roof Insurance Claims in Central Florida
Your place of business or your home is at risk of being damaged by hail. In the majority of states, hail damage is covered by traditional home insurance nevertheless it is important to read over your policies to make sure you are covered.
How To Check If My Roof Has Been Damaged By Hail?
After a hailstorm, make sure to check your roof for any damages keeping in mind that some of them may not be visible to an unprofessional eye.
Since hail does not have a predictable pattern, some houses on the same street may have less damage than others. Some initial signs that your roof may need to be evaluated by a professional are:
- Damaged air-conditioning unit
- Dents and scratches on a car
- Damages to the exterior patio or furnishings
- Damages to the leaves and plants around
What To Do If Your Roof Was Damaged by Hail?
If you recently experienced a hailstorm, there are several actions you need to take to be protected:
- Take photos of the damages
- Contact a public adjuster
- Contact your insurance
- Save all the emails with your insurance
Generally, you have two years from the time of the incident to submit a claim, but it is recommended to contact your insurance as soon as possible.
Florida Hail Damage Claims
The damages to your roof after a hailstorm are influenced by several factors such as:
- Hail density
- Hail size
- Type of roofing
- Wind speed
One of the most common issues that arise while working with an insurance company is whether the damaged roof will be replaced entirely or will a partial repair be offered. Additionally, the insurance adjuster might apply depreciation to your roof and without a professional on your side, this deal may not always be fair for you.
Florida Century Public Adjusters
As a resident or business owner in Florida, it is important to contact a roofing professional after a hailstorm to assure that any damages to your roof are repaired to prevent further deterioration. This contractor should be competent, licensed, and possess the required certificates and proof of insurance.
We have earned an enviable reputation for ourselves in Florida as we have a team of experts that can identify hail damage and advise you appropriately. At Century Public Adjusters, we have a thorough understanding of the entire roofing system. Contact us now.