Top 3 Benefits of Hiring a Public Adjuster
You never think it’s going to happen to you until a huge storm hits and your home floods. All your personal belongings destroyed. What now? When the unthinkable happens and destroys your home or property, it turns your whole life upside down. You expect insurance to help you rebuild. In the last 10 years, property insurance companies have paid out $450 billion to the people who held active policies. But, It is in the best interest of the insurance company to try and pay you as little as possible. When the company you trusted to ensure your property against catastrophe tries to low ball you or even flat out deny your claim, what do you do? Hiring a public insurance adjuster can help you recover the money that you deserve so you can begin to rebuild and move forward.
Keep reading to learn 3 awesome benefits of hiring a public insurance adjuster!
1. They Can Protect Your Rights
You have paid for the insurance for years without a claim and when you need them the most, they make you jump through hoops to get what you deserve! A public adjuster is like a lawyer who excels at protecting people from becoming victimized by insurance companies.
Insurance companies can make the policy claims process confusing and intensive to discourage policyholders from even making a claim. Adjusters know how to document the damage and navigate the convoluted channels of the insurance nightmare.
2. Speed up a Long Process
For someone who is not knowledgeable about the property claims process, it could take a long time to bumble around and figure out how to do it. Having an adjuster on your side is like having an easy-to-read map. They know all the tips and tricks to help minimize or eliminate red tape. Public insurance adjusters speak the same lingo as your insurance company, so they can expedite the process.
3. A Public Insurance Adjuster Is a Claims Expert
There are many types of damage that are usually covered by insurance. Public insurance adjusters are knowledgeable about many types of insurance coverage and know all the ins and outs. Of all the claims submitted to insurance companies, the most common type of damage is a result of wind and hail.
The most costly types of damage occurred due to fire and lightning. There’s always clauses and subclauses and legal jargon that can make your head spin. An adjuster can decipher your policy to see what exactly should fall under your policy umbrella.
A public claims adjuster can also help you before your insurance claim gets denied by making sure you are documenting your expenses. Proper documentation ensures you get that money back.
Are you are having a hard time convincing your insurance company to pay you a fair settlement? Would you feel more comfortable negotiating with an expert in your corner? Give us a call today! Your experienced public insurance adjuster will work hard to make sure your claims process is as simple as possible during this vulnerable time.